Licensed Debt Professionals in British Columbia

Reduce your debts to one affordable monthly payment with 0% interest.

Eliminate your financial stress by booking your free, same day debt consultation with one of our experienced debt advisors now.

A debt relief specialist will contact you today regarding your request.

Speak to an Expert

(604) 265-4180

Text Your Questions

855-688-3328

Business Hours

Mon - Sat: 8:00 am - 6:00 pm

*Ask us about appointments outside of office hours.

Debt consolidation is a popular strategy for individuals who are facing insurmountable financial burdens, mostly stemming from credit card debt. By combining multiple debts into a single payment, individuals can streamline their financial responsibilities and work towards getting out of debt more effectively.

For those facing severe financial distress, alternatives such as a consumer proposal or declaring bankruptcy might be a better option.

Whether through debt consolidation, a consumer proposal, or declaring bankruptcy, individuals have various options for managing and overcoming financial challenges. Each approach has its advantages and considerations, and the best choice depends on individual circumstances and goals.

We strongly recommend that individuals meet with a Licensed Insolvency Trustee for a free consultation. A Licensed Insolvency Trustee helps people regain their financial stability by creating a tailored debt relief plan and work towards their goal of getting out of debt.

Work with a Licensed Professional

Licensed Insolvency Trustees (LITs) are the only debt professionals who are legally authorized to file a consumer proposal or bankruptcy on your behalf. The Federal government strongly recommends that you deal directly with a LIT to ensure that you’re receiving debt advice from a fully qualified, reputable professional.

No Upfront Fees or

Hidden Costs

Your debt consultation and any advice along the way is always free when you work with a Licensed Trustee. Our fees are set by the government, which means Licensed Insolvency Trustees are not allowed to determine their own fees and rates and there are no hidden fees or additional costs before or after you complete the insolvency process.

Debt-Free from the Comfort of Home

We offer virtual appointments from the initial consultation right through to signing your insolvency documents with your Trustee. This means you can begin and complete the process without having to ever step foot in our offices.

Consumer

Proposals

A consumer proposal allows you to settle your debts for less than you owe by making a “deal” with your creditors. Your debts are rolled into one manageable monthly payment that you can afford. When you file a consumer proposal, you avoid bankruptcy, your assets are protected, and interest charges stop immediately.

Personal

Bankruptcy

In some cases, declaring bankruptcy can be the best option to eliminate debt and provide you with a fresh financial start. Like a consumer proposal, the interest immediately stops building on your debts as soon as you file, and the entire process can you completed in 9 months if it’s your first time filing for bankruptcy.

Relief from

Creditors

Once your consumer proposal or bankruptcy has been submitted, your creditors are legally required to stop all collection activities. This means that your creditors legally cannot contact you for payment and that the harassing collection calls will finally stop. It also means that your wages will no longer be garnished, and active lawsuits come to an end.

Licensed Insolvency Trustee

Debt Advisor

Debt Advisor

Debt Advisor

Debt stress had completely taken over my life. My work and marriage were suffering, and I couldn’t sleep at night. I filed a consumer proposal and my life instantly changed. Creditors stopped calling, my wages stopped being garnished, and I only have one manageable payment to make each month.

Kam H.

I lost my job, my credit was completely maxed and had to take out cash advance loans to pay rent and buy groceries. My life was in chaos, and I needed to make a change. I filed a consumer proposal to reduce the debt that I had to pay back and get my finances back on track.

Judy G.

I got into a car accident and ended up owing ICBC a lot of money that I had no way of paying back. I decided to file for bankruptcy to eliminate this debt, along with some other debt that I also had, and I also was able to get my license back.

Gerry M.

Book your free consultation with one of experts now. We’ll find the right solution for your unique situation and help you find the fresh financial start that you deserve.

Or call (604) 265-4180 to speak with an expert in one of our local offices near you.

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